The New Year is finally upon us and if you don’t have health insurance yet, you know what that means: it’s crunch time. January 31 is the deadline to sign up for healthcare coverage for 2016 so if you’re reading this and the calendar still says January 2016, that is your cue to act!
Below are a few easy things you need to do in order to get signed up for insurance today.
Know your needs and assess your finances. When it comes to making sure you get the health insurance plan that is best for you, you need to know a couple things before you begin. That is, you need to know what your health needs are or what they are likely to be, and you need to know how much money you make and how much regular expenses you have.
To make things easy on yourself, write down your monthly expenses along with how much you make. Ask yourself, how much can you reasonably afford for your monthly health insurance costs? Also ask, what are my needs? Do you have regular medications and doctor’s visits or do you typically stay healthy save for the occasional emergency?
Visit the Axess Advisors portal powered by ACA Express. Now that you’ve got all the information in front of you, it’s time to log on to our portal and get started. You’ll start by entering your zip code, then we’ll move on to financial and other crucial pieces of information for getting you the best plan for your needs and your financial situation.
One of the advantages of our portal is that you won’t spend time answering unnecessary questions. Everything we ask is directly related to getting you the best possible health plan.
Watch the mail and pay your premiums. Selected a plan? Congratulations! You’ll notice you did not pay anything today. This means that technically you aren’t covered until you pay your first month’s premium. So, watch the mail for information on your policy and for your first bill. When it arrives, make sure you go over all the information and see that everything looks correct. Then, pay your premium and enjoy the feeling of knowing you are covered.
Ask for help. Though we think you will find the process surprisingly easy, we’re always here to help. Whether it’s before you sign up or after, we will act as the intermediary between you and your insurance company and help you with any questions you may have regarding your account. Here’s how to contact us if you have any questions right now.
If you’ve been putting off this very important task, now is the time to bite the bullet. It’s easier than you think, and the peace of mind you will have knowing that you will not incur a financial disaster in the event you encounter an unexpected health problem is priceless.